Finance

The staff and board of National Livestock Credit Corporation work diligently to provide unsurpassed service to their customers. If you believe there is room for improvement regarding financing your cattle operation, we would love to talk with you and see how National Livestock can meet your needs!

We ask you to answer the following questions.

  • Is your interest rate competitive and the best it can be?
  • Is your loan tailored to your needs or to your bank’s policies?
  • Does your loan officer really understand the cattle business?
  • Are your loan services fee-free? (wire transfers, checks, filing fees)

If you answered “no” to any of these questions, please contact us today to discuss your options. Our rates and policies reward your hard work and financial progress. We go the extra mile for ranchers because the cattle business is our only focus.

Please call us today at 800-310-0220 or email chrisc@nationallivestock.com.

Apply for a Loan Today

In addition to a completed loan application and current financial statement, National Livestock will need your income tax returns and schedules for the last 3 years included with the application packet.

If an additional entity beyond individually owned assets is involved i.e. Limited Liability Company (LLC), Trust, S-Corp, Partnership, etc National Livestock will need the organizational documentation that would accompany the specific entity type. Please call the office for further clarification if a corporate or trust entity is involved.

APPLICATION DOCUMENTS 

Loan Application: Click here to download

Balance Sheet: Click here to download

When forms are completed, please call 800-310-0220 to arrange delivery.

Feedlot Financing

No fees, low rates, detailed timely reporting, professional service and officers that understand the industry. Everything you want in a feedlot finance package.

National Livestock offers financing for cattle feeders using one of two options:

  1. If you are a feeder but you also run stocker cattle or cows or both, we can structure an annually renewable line of credit that stays with you through the feedlot. These loans may require reporting monthly, quarterly, semi-annually or annually depending upon your financial strength.
  2. If you currently finance your feedlot cattle with the feedyards in which you feed, we can make a lot by lot loan that finances each pen of cattle separately.
  1. Interest is collected as each pen is sold.
  2. Flexible cash equity per head.
  3. You can finance in multiple yards while signing only one note with National.
  4. We can finance only your feedyard cattle if you have favorable pasture financing that you want to maintain with your current lender.
  5. You will get a separate loan statement for each pen upon closeout.

Stocker Financing

National Livestock offers financing for stocker producers that meets your needs.

  • Interest is collected when cattle are sold.
  • Loan terms are for one year.
  • Operating expenses are financed “on demand” so our customers can access loan funds without a phone call, loan transfer, etc.
  • Cattle can be sourced from your current order buyer and do not have to be purchased through National to be financed by National.
  • Monthly, detailed loan statements provide a good record of your loan activity.
  • VISA purchase cards are available for online transactions, fuel cards for employees, etc.

Cow/Calf Financing

National offers financing for cow/calf producers that meets your needs.

  • Calves do not have to be sold to meet interest payments.¬†
  • Loan terms are for one year and are annually renewable.
  • Operating expenses are financed “on demand” so our customers can access loan funds without a phone call, loan transfer, etc.
  • Monthly detailed loan statements provide a good record of your loan activity.
  • VISA purchase cards are available for online transactions, fuel cards for employees, etc.

No fees, low rates, detailed timely reporting, professional service and officers that understand the industry. Everything you want in a cow/calf finance package.